Previously Known As : Idfc Equity Savings Fund
Bandhan Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 13
Rating
Growth Option 12-12-2025
NAV ₹31.86(R) +0.07% ₹35.49(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.04% 7.71% 7.29% 7.37% 6.6%
Direct 7.02% 8.75% 8.37% 8.43% 7.62%
Benchmark
SIP (XIRR) Regular 6.24% 7.27% 7.09% 7.5% 7.03%
Direct 7.22% 8.29% 8.13% 8.57% 8.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.44 0.7 2.76% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.09% -1.4% -0.8% 0.46 1.42%
Fund AUM As on: 30/06/2025 296 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Aditya Birla Sun Life Equity Savings Fund 3
Sundaram Equity Savings Fund 4

NAV Date: 12-12-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN Equity Savings Fund - Regular Plan - Monthly IDCW 11.05
0.0100
0.0600%
BANDHAN Equity Savings Fund-Direct Plan-Monthly IDCW 11.71
0.0100
0.0700%
BANDHAN Equity Savings Fund- Regular Plan -Quarterly IDCW 13.07
0.0100
0.0600%
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW 13.14
0.0100
0.0600%
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW 13.62
0.0100
0.0700%
BANDHAN Equity Savings Fund-Direct Plan-Annual IDCW 14.55
0.0100
0.0700%
BANDHAN Equity Savings Fund - Regular Plan - Growth 31.86
0.0200
0.0700%
BANDHAN Equity Savings Fund-Direct Plan-Growth 35.49
0.0200
0.0700%

Review Date: 12-12-2025

Beginning of Analysis

In the Equity Savings Fund category, Bandhan Equity Savings Fund is the 9th ranked fund. The category has total 18 funds. The 3 star rating shows an average past performance of the Bandhan Equity Savings Fund in Equity Savings Fund. The fund has a Jensen Alpha of 2.76% which is higher than the category average of 1.12%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.84 which is lower than the category average of 0.91.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Bandhan Equity Savings Fund Return Analysis

  • The fund has given a return of 0.52%, 1.52 and 3.18 in last one, three and six months respectively. In the same period the category average return was 0.33%, 1.9% and 3.76% respectively.
  • Bandhan Equity Savings Fund has given a return of 7.02% in last one year. In the same period the Equity Savings Fund category average return was 6.25%.
  • The fund has given a return of 8.75% in last three years and ranked 17.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 10.96%.
  • The fund has given a return of 8.37% in last five years and ranked 16th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 10.17%.
  • The fund has given a return of 7.62% in last ten years and ranked 7th out of eight funds in the category. In the same period the category average return was 9.22%.
  • The fund has given a SIP return of 7.22% in last one year whereas category average SIP return is 8.99%. The fund one year return rank in the category is 17th in 19 funds
  • The fund has SIP return of 8.29% in last three years and ranks 17th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.89%) in the category in last three years.
  • The fund has SIP return of 8.13% in last five years whereas category average SIP return is 9.85%.

Bandhan Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 2.09 and semi deviation of 1.42. The category average standard deviation is 4.26 and semi deviation is 3.14.
  • The fund has a Value at Risk (VaR) of -1.4 and a maximum drawdown of -0.8. The category average VaR is -3.9 and the maximum drawdown is -3.89. The fund has a beta of 0.46 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.25
    		-0.78 | 0.88 5 | 19 Very Good
    3M Return % 1.29
    1.66
    		-0.84 | 3.31 17 | 19 Poor
    6M Return % 2.71
    3.27
    		0.02 | 6.03 14 | 19 Average
    1Y Return % 6.04
    5.25
    		0.23 | 8.63 6 | 19 Good
    3Y Return % 7.71
    9.90
    		7.15 | 13.45 18 | 19 Poor
    5Y Return % 7.29
    9.10
    		7.24 | 10.89 16 | 17 Poor
    7Y Return % 7.37
    8.55
    		4.02 | 10.24 13 | 14 Poor
    10Y Return % 6.60
    8.15
    		4.93 | 9.96 7 | 8 Poor
    15Y Return % 7.01
    8.04
    		7.01 | 9.40 3 | 3 Average
    1Y SIP Return % 6.24
    7.97
    		2.67 | 10.70 18 | 19 Poor
    3Y SIP Return % 7.27
    9.23
    		6.96 | 11.88 18 | 19 Poor
    5Y SIP Return % 7.09
    8.82
    		6.82 | 10.76 16 | 17 Poor
    7Y SIP Return % 7.50
    9.06
    		7.03 | 10.85 12 | 14 Average
    10Y SIP Return % 7.03
    8.44
    		5.51 | 10.15 7 | 8 Poor
    15Y SIP Return % 6.91
    8.16
    		6.91 | 9.60 3 | 3 Average
    Standard Deviation 2.09
    4.26
    		2.09 | 7.29 1 | 19 Very Good
    Semi Deviation 1.42
    3.14
    		1.42 | 6.03 1 | 19 Very Good
    Max Drawdown % -0.80
    -3.89
    		-10.71 | -0.80 1 | 19 Very Good
    VaR 1 Y % -1.40
    -3.90
    		-6.59 | -1.15 2 | 19 Very Good
    Average Drawdown % -0.47
    -1.56
    		-3.51 | -0.40 2 | 19 Very Good
    Sharpe Ratio 0.84
    0.91
    		0.56 | 1.32 12 | 19 Average
    Sterling Ratio 0.70
    0.71
    		0.58 | 0.87 10 | 19 Good
    Sortino Ratio 0.44
    0.45
    		0.27 | 0.66 9 | 19 Good
    Jensen Alpha % 2.76
    1.12
    		-1.60 | 3.78 3 | 19 Very Good
    Treynor Ratio 0.04
    0.04
    		0.03 | 0.07 13 | 19 Average
    Modigliani Square Measure % 14.58
    10.14
    		7.96 | 14.58 1 | 19 Very Good
    Alpha % -0.92
    0.30
    		-2.32 | 4.30 15 | 19 Average
    Return data last Updated On : Dec. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 0.33 -0.65 | 0.96 5 | 19 Very Good
    3M Return % 1.52 1.90 -0.44 | 3.56 17 | 19 Poor
    6M Return % 3.18 3.76 0.83 | 6.48 14 | 19 Average
    1Y Return % 7.02 6.25 1.85 | 9.16 7 | 19 Good
    3Y Return % 8.75 10.96 7.99 | 14.46 17 | 19 Poor
    5Y Return % 8.37 10.17 7.81 | 11.90 16 | 17 Poor
    7Y Return % 8.43 9.58 4.94 | 11.35 12 | 14 Average
    10Y Return % 7.62 9.22 5.94 | 11.11 7 | 8 Poor
    1Y SIP Return % 7.22 8.99 4.33 | 11.92 17 | 19 Poor
    3Y SIP Return % 8.29 10.28 7.79 | 12.89 17 | 19 Poor
    5Y SIP Return % 8.13 9.85 7.69 | 11.96 15 | 17 Average
    7Y SIP Return % 8.57 10.06 8.00 | 12.02 11 | 14 Average
    10Y SIP Return % 8.09 9.46 6.46 | 11.23 7 | 8 Poor
    Standard Deviation 2.09 4.26 2.09 | 7.29 1 | 19 Very Good
    Semi Deviation 1.42 3.14 1.42 | 6.03 1 | 19 Very Good
    Max Drawdown % -0.80 -3.89 -10.71 | -0.80 1 | 19 Very Good
    VaR 1 Y % -1.40 -3.90 -6.59 | -1.15 2 | 19 Very Good
    Average Drawdown % -0.47 -1.56 -3.51 | -0.40 2 | 19 Very Good
    Sharpe Ratio 0.84 0.91 0.56 | 1.32 12 | 19 Average
    Sterling Ratio 0.70 0.71 0.58 | 0.87 10 | 19 Good
    Sortino Ratio 0.44 0.45 0.27 | 0.66 9 | 19 Good
    Jensen Alpha % 2.76 1.12 -1.60 | 3.78 3 | 19 Very Good
    Treynor Ratio 0.04 0.04 0.03 | 0.07 13 | 19 Average
    Modigliani Square Measure % 14.58 10.14 7.96 | 14.58 1 | 19 Very Good
    Alpha % -0.92 0.30 -2.32 | 4.30 15 | 19 Average
    Return data last Updated On : Dec. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Equity Savings Fund NAV Regular Growth Bandhan Equity Savings Fund NAV Direct Growth
    12-12-2025 31.856 35.493
    11-12-2025 31.835 35.469
    10-12-2025 31.83 35.463
    09-12-2025 31.833 35.465
    08-12-2025 31.862 35.496
    05-12-2025 31.883 35.517
    04-12-2025 31.844 35.473
    03-12-2025 31.828 35.454
    02-12-2025 31.822 35.447
    01-12-2025 31.837 35.462
    28-11-2025 31.818 35.439
    27-11-2025 31.82 35.44
    26-11-2025 31.836 35.456
    25-11-2025 31.803 35.418
    24-11-2025 31.779 35.391
    21-11-2025 31.785 35.396
    20-11-2025 31.792 35.402
    19-11-2025 31.801 35.412
    18-11-2025 31.762 35.367
    17-11-2025 31.771 35.377
    14-11-2025 31.751 35.351
    13-11-2025 31.746 35.345
    12-11-2025 31.716 35.311

    Fund Launch Date: 05/May/2008
    Fund Category: Equity Savings Fund
    Investment Objective: To generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets alongwith debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme ™s assets inequity and equity related instruments.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 30% Nifty 50 Total Return Index + 70% CRISILLiquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.